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Step-by-step guidance from experts. Access mortgage loans from 20+ leading banks in the UAE with just a click. Enjoy competitive rates, tailored solutions, and a seamless process designed to meet your financial goals.
Trusted by Residential Market
Our experts have over 20 years of experience working for leading global and UAE banks.
Tailor-made mortgage options
Our commitment: Your terms, your dream home financing option. Let us help you find the perfect match.
Hassle-free from start to finish
We guide you throughout the entire mortgage process – from pre-approval to disbursal.
Talk to the UAE's Best Mortgage Advisors
Buying or refinancing in Dubai and the UAE can be frustrating and complicated. clicks2compare is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times. Here’s how we work:
1. We understand your needs
We’ll evaluate all available products in the market and shortlist the most suitable options for you, including our exclusive offers.
2. We coordinate your application
We’ll coordinate all necessary documents, secure your mortgage pre-approval, and complete bank application forms.
3. We secure your mortgage
We’ll handle all bank interactions and coordinate the property valuation and mandatory life insurance.
4. We give you ongoing support
Once the mortgage is secured, we’ll coordinate the property transfer. We even provide advice after settlement.
Complete 4 Steps Mortgage Process
01. Speak to a mortgage expert
We take time to understand your home buying goals and financial needs to identify the best mortgage options for you.
02. Complete your application
Our first goal is to get your pre-approved. Teamwork makes the dreamwork — you send in your documents, we prepare your application.
03. Match it with a property
If you haven’t identified a property yet, your mortgage consultant can connect you to our in-house real estate team.
04. Finalize your mortgage
Sign the final offer letter and receive your mortgage from the bank.
Complete 4 Steps Mortgage Process
We take time to understand your home buying goals and financial needs to identify the
best mortgage options for you.
best mortgage options for you.
Our first goal is to get your pre-approved. Teamwork makes the dreamwork — you
send in your documents, we prepare your application.
send in your documents, we prepare your application.
If you haven’t identified a property yet, your mortgage consultant can connect you
to our in-house real estate team.
to our in-house real estate team.
Sign the final offer letter and receive your mortgage from the bank.
Resident
| Fixed for 1 year | Fixed for 3 Years | Fixed for 5 Years | LTV | ||
|---|---|---|---|---|---|
| Salaried | 3.94% | 4.09% | 3.98% | 80% | Contact Us |
| Self-employed | 3.94% | 4.09% | 3.98% | Up to 80% | Contact Us |
*Rates are subject to changes from the services providers.
Non Resident
| Fixed for 1 year | Fixed for 3 Years | Fixed for 5 Years | LTV | ||
|---|---|---|---|---|---|
| Salaried | 5.49% | 4.99% | 5.19% | 60% | Contact Us |
| Self-employed | 5.49% | 4.99% | 5.19% | Up to 60% | Contact Us |
*Rates are subject to changes from the services providers.
Types of Mortgage Solutions
Here are the types of Mortgages we provide:
Non-Resident Mortgage
At clicks2compare, we provide expert consulting services to streamline the process, offering tailored solutions, competitive rates, and seamless documentation support.
Residential Mortgage
At clicks2compare we offer tailored residential mortgage solutions. Residential mortgage is a loan secured by a property, allowing individuals to purchase or refinance their dream homes.
Under Construction
At clicks2compare we offer an under-construction mortgage helps you to finance properties still being built, allowing you to secure your dream home or commercial space with flexible payment terms.
Loan Against Property
At clicks2compare, loan against property mortgage allows individuals or businesses to leverage their property as collateral to secure funds for various financial needs.
Mega Loans
Whether for expansive real estate investments or high-value property acquisitions, our experts provide tailored solutions, competitive rates, and seamless approval processes.
Commercial Mortgage
At clicks2compare, we specialize in tailored commercial mortgage solutions. Our services ensure competitive rates, quick approvals, and customized plans to meet your business needs efficiently.
UAE/GCC Nationals
At clicks2compare we refer to specialized loan solutions designed to assist residents and non-residents in purchasing or investing in properties across the UAE and GCC countries.
Land Finance
At clicks2compare, we offer expert consulting services to guide clients through the land finance mortgage process, ensuring competitive rates, customized solutions, and smooth documentation.
Balance Transfer
A balance transfer mortgage allows homeowners to transfer their existing mortgage balance to a new lender, often to take advantage of better interest rates or more favorable terms.
International Mortgage
At clicks2compare, we offer expert guidance to help clients navigate the complexities of international property investments, and provide mortgage experience seamless and efficient.
Portfolio Consolidation
At clicks2compare, we assist clients in consolidating their portfolios by analyzing their existing assets, evaluating the best consolidation options, and providing personalized solutions.
Islamic Finance
Our services include Sharia-compliant financing options such as Islamic mortgages, business loans, and investment advisory, ensuring that our clients can access financial products.
Words From Our Valued Clients
Pleasure to share some of our customers feedback.
Bhavya Talreja
UAESneha has been helpful in helping making the process easier. Quick updates, available any time through the day for queries.I’ve worked with several consultants before, ...
Utkarsh Dixit
UAEOne of the best banking consultants as helped me secure my first mortgage.From securing mortgage loans to managing corporate services, they have consistently delivered great ...
Tushar Gupta
UAEHighly qualified staff with smooth processing for mortgage approval. From SME finance to insurance solutions, clicks2compare provides a full range of services that cater to ...
Yatin
DUBAIVery prompt service, your go to place for any new establishment setup in Dubai. Their dedication to finding the best possible solutions has been a ...
Sanket Patel
UAEThe experience is absolutely great from beginning until the end. Sneha was very supportive responsive and informative appreciate her. For sure I will be recommend ...
Amit Swing
UAEMy experience with clicks2compare has been excellent. A Big thanks to Sneha, she has been very courteous and professional in getting the things done.
Yassine Sekkat
UAEI’m thrilled to say I had a very good experience!. I was very happy working with clicks2compare. They made the entire process smooth and efficient. ...
Adil Suranchin
UAEI had the pleasure of working with clicks2compare team as the company overseeing our incorporation process in the UAE, and I must say, their professionalism ...
Neo Global Trading LLC
UAEThanks Sneha for guiding us through the process, Her expertise and support every step of the way. We are grateful for her dedication and professionalism.
GANESH TRADING COMPANY
UAEI would highly recommend clicks2compare Banking Consultants for their highly tailored consultancy services. Any financial decision can be made easy and smooth if you work ...
Frequently Asked Questions
In the UAE there are many types of mortgages available, below are some of the main types:
Residential mortgages
Investment mortgages
Non-resident mortgages
Commercial mortgages
Rent only mortgages
Fixed and floating rate mortgages
Offset mortgages
Capital and interest/profit mortgages
Interest only mortgages
Fixed payment mortgages
Land and construction mortgages
All of these are available as conventional or Islamic finance.
We would say no, but let us explain why.
When approaching a bank directly they will not necessarily have the best mortgage offer for your situation and they will be focused on showing you the benefits of their product.
If you consult a mortgage broker, like Mortgage Finder, our team are able to look at mortgage products across the UAE from different banks to offer you the best one for your situation and also share the pros and cons of them with you, so you can make an informed decision.
Speaking to one of our mortgage brokers who will be able to assess your borrowing capacity and take you through the pre-approval process.
Bonus income can be taken into account when applying for a mortgage. If it is a guaranteed bonus which is written into your contract or salary certificate then it is more likely to be accepted, but discretionary bonus can also be considered too.
In general most banks will charge a penalty for settling the mortgage early, but this will vary from one back to another.
In most cases the penalty will range from 0% – 3% of the outstanding mortgage balance but this will depend on whether the mortgage is being repaid by your own funds, being sold or being refinanced by another bank.
Choose a cost-effective legal structure
Select a low-cost location
Choose a low-cost business activity
Consider a free zone company setup
DIY vs. professional services
Overall, starting a business in Dubai on a low cost requires careful planning, research, and creativity. It is important to seek the advice of a professional business setup consultant to ensure that you meet all the legal and regulatory requirements.
Land financing is available and it can be provided to assist with both the purchase of the plot and construction on the land.
Yes. Life insurance is mandatory for any mortgage in the UAE. In most cases the bank lending you the funds for your property purchase will require that you take their in-house life insurance policy in order to get the mortgage. However, we have a number of exclusive deals with banks where we can assign an external life insurance policy which can save you about 50% on the bank’s in-house life insurance policy.
Both residents and non-residents of the UAE are eligible to apply for a mortgage. Specific eligibility criteria may vary depending on the type of mortgage.